My firm has filed a federal lawsuit against Asset Acceptance, LLC for unlawful debt collection practices in violation of the Fair Debt Collection Practices Act. The lawsuit is entitled Severe v. Asset Acceptance, LLC, Case No. EDCV 06-01152-SGL (SHx), and was filed in the Central District of California.
The lawsuit alleges that Asset Acceptance repeatedly requested my client's credit report (three times on three successive days) in an attempt to force my client to pay the alleged debt. The lawsuit also alleges that Asset Acceptance failed to provide notice to my client of her right to dispute the alleged debt. Asset Acceptance failed to properly respond to my client's dispute of the debt, and continued to attempt to collect debt despite overwhelming evidence provided by my client that the debt had been satisfied.
Consumer advocate and credit/debt expert Bud Hibbs names Asset Acceptance the 8th worst debt collection agency in the country. For more information about Asset Acceptance, read Mr. Hibbs's description.
If you experience any difficulties with Asset Acceptance or any other debt collection agency, be sure to consult a consumer attorney in your area. Consumers in California can contact my office. Consumers outside California should be able to locate an attorney through the National Association of Consumer Advocates website.